Privacy Policy
Your privacy matters to us at qusaliporen
Last Updated: March 15, 2025
Introduction
qusaliporen (ABN 42 123 456 789) respects your privacy and is committed to protecting your personal information. This Privacy Policy explains how we collect, use, store, and protect your personal information when you use our cash flow budgeting services and website at qusaliporen.com.
This policy complies with the Australian Privacy Principles under the Privacy Act 1988 (Commonwealth of Australia) and applies to all personal information we collect about you.
Information We Collect
We collect different types of information depending on how you interact with our services:
Personal Information
- Name, email address, phone number, and postal address
- Financial information including income, expenses, and banking details
- Business information such as company name, ABN, and industry type
- Payment information when you purchase our services
| Information Type | Collection Method | Purpose |
|---|---|---|
| Contact Details | Registration forms, contact us page | Service delivery and communication |
| Financial Data | Budget planning tools, assessments | Personalised budgeting recommendations |
| Usage Information | Website analytics, cookies | Service improvement and optimisation |
| Device Information | Automatic collection via browsers | Technical support and security |
How We Use Your Information
We use your personal information for specific purposes related to our cash flow budgeting services:
- Providing personalised budgeting advice and financial planning support
- Processing payments and managing your account with us
- Communicating with you about our services, updates, and educational content
- Improving our website functionality and user experience
- Complying with legal obligations and regulatory requirements
- Preventing fraud and maintaining the security of our systems
Your Privacy Rights
Under Australian privacy law, you have several important rights regarding your personal information:
Access Your Information
You can request a copy of the personal information we hold about you. We'll provide this within 30 days of your request.
Correction Rights
If your information is incorrect or outdated, you can ask us to update or correct it at any time.
Deletion Requests
You may request deletion of your personal information, subject to certain legal and business requirements.
Complaint Process
You have the right to lodge a complaint with us or the Office of the Australian Information Commissioner.
Data Security and Storage
We take the security of your personal information seriously and implement multiple layers of protection:
- All sensitive data is encrypted both in transit and at rest using industry-standard protocols
- Our servers are hosted in secure Australian data centres with 24/7 monitoring
- Access to personal information is restricted to authorised staff members only
- We conduct regular security audits and vulnerability assessments
- Staff receive ongoing privacy and security training
We retain your personal information only for as long as necessary to provide our services or as required by law. Financial records are typically retained for seven years in accordance with Australian tax requirements.
Third-Party Sharing
We may share your personal information with trusted third parties in limited circumstances:
- Payment processors for secure transaction handling
- Cloud service providers who assist with data storage and system maintenance
- Legal and accounting professionals when required for compliance
- Government agencies when legally required to do so
We never sell your personal information to marketing companies or third parties. All service providers are bound by confidentiality agreements and must meet our privacy standards.
Cookies and Website Analytics
Our website uses cookies and similar technologies to enhance your browsing experience and help us understand how visitors use our site. You can control cookie settings through your browser preferences.
Types of Cookies We Use
- Essential Cookies: Required for basic website functionality
- Analytics Cookies: Help us understand website usage patterns
- Preference Cookies: Remember your settings and choices
International Data Transfers
We primarily store and process your data within Australia. When we do transfer data overseas, such as to cloud service providers, we ensure appropriate safeguards are in place to protect your information according to Australian privacy standards.
Any international transfers comply with the Privacy Act 1988 and we only work with providers who demonstrate adequate privacy protections.
Changes to This Policy
We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. When we make significant changes, we'll notify you via email or through a prominent notice on our website.
We encourage you to review this policy periodically to stay informed about how we're protecting your information.
Privacy Contact Information
If you have questions about this Privacy Policy or wish to exercise your privacy rights, please contact us: